Home improvement financing

Your next chapter. More ways to make it happen.

We offer financing options through the GreenSky® consumer loan program for your home improvement project. Explore the plans and find a way forward that fits your priorities.

Explore financing plans

Subject to credit approval. Loan terms are determined by program lenders.

Natural stone, wood and brass finishes for a home improvement projectProject gallery
Plan your space. Consider your options.

Bring your home
improvement plans closer.

From a kitchen refresh to a more comfortable bathroom, financing can help spread the cost of eligible residential improvements. Talk with our team about your project, then review your financing options through GreenSky.

Discuss your project
GreenSky® financing options

Choose your next step.

Merchant ID: 81142201. Rates and terms below are from our November 2, 2026 flyer and are subject to change. Confirm current availability and terms with GreenSky.

Plan 1069

Start with a 6-month promotional period

8.94% APR

0% interest for 6 months, then a 9.99% fixed interest rate

No monthly payments are required during the 6-month promotional period. Afterward, the amount financed and other amounts owed are repaid over 120 monthly payments.

Subject to credit approval.

Start with a 6-month promotional period

Continue on GreenSky in a new tab.

Plan terms and payment example

Subject to credit approval. 8.94% APR is based on a 0.00% promotional interest rate for 6 months followed by a fixed interest rate of 9.99% for 120 months. For every $1,000 financed, assuming the full credit limit is used on the loan approval date and no payments are made during the promotional period: 6 monthly payments of $0.00, followed by 120 monthly payments of $13.21. This example is an estimate only. Actual payment amounts depend on the amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

Plan 2521

No interest if paid in full within 12 months

15.85%–24.77% APR

12-month promotional period with no payments required

Interest is billed during the promotional period but will be waived if the amount financed is paid in full before the promotional period expires. If it is not paid in full, interest will not be waived. Remaining balances and amounts owed are repaid over 84 monthly payments after the promotional period.

Subject to credit approval.

No interest if paid in full within 12 months

Continue on GreenSky in a new tab.

Plan terms and payment example

Subject to credit approval. APR ranges from 15.85%–24.77%; fixed periodic interest rates range from 17.99%–29.99%. Only well-qualified applicants receive 15.85% APR (17.99% fixed periodic interest rate); some applicants may not qualify. Loan amount and rate depend on income and creditworthiness. For a $10,000 loan at 24.77% APR and a 29.99% fixed periodic interest rate: 12 monthly payments of $0 followed by 84 monthly payments of $321.57. Actual payments depend on the amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

Plan 1519

A fixed rate for a longer repayment term

11.99% APR

Fixed rate for 180 months

Spread repayment over 180 months with a fixed annual percentage rate of 11.99%. Review the payment schedule and total financing cost in your loan agreement.

Subject to credit approval.

A fixed rate for a longer repayment term

Continue on GreenSky in a new tab.

Plan terms and payment example

Subject to credit approval. Loan term is 180 months at a fixed rate of 11.99% APR. For every $10,000 financed, assuming the full credit limit is used on the loan approval date: 180 monthly payments of $119.95. This example is an estimate only. Actual payment amounts depend on the amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

View the complete financing flyer and disclosures (PDF, opens in a new tab) ↗

From an idea to a plan.

01

Discuss your project

Talk with Unique Building Contractors about the scope, priorities and proposed work for your home.

02

Explore a financing plan

Choose a plan above to continue to GreenSky. Review the application information and lender disclosures.

03

Review your decision and terms

Approval is determined by the lender. If approved, review your loan agreement, repayment schedule and transaction authorizations before proceeding.

Before you apply

A few helpful answers.

For financing costs and terms, contact GreenSky at 866-936-0602 or service@greensky.com.

Who provides the loan?

Loans are made by financial institutions participating in the GreenSky consumer loan program. GreenSky and GreenSky Servicing are not lenders. Credit decisions and loan terms are determined by program lenders.

Is the 12-month promotion interest-free?

Plan 2521 has deferred interest. Interest is billed during the promotion and is waived only if the amount financed is paid in full before the promotional period ends. No payments are required during those 12 months, but leaving an unpaid balance means the interest will not be waived.

When will my first payment be due?

Payment timing depends on the plan you select. Refer to your loan agreement for the specific due dates and repayment terms.

How do I authorize a contractor payment?

When your contractor requests a payment, you receive a text message or email to authorize the transaction. Review the transaction before authorizing it.

Where do I make loan payments?

Payments can be made through the GreenSky customer portal (opens in a new tab), by phone, or through automatic bank payments. Consult your agreement for details.

Financing disclosures

All financing is subject to credit approval. Rates and terms are valid as of the print date of the supplied flyer, November 2, 2026, and are subject to change. Payment examples are estimates only. Actual payment amounts are based on the amount and timing of purchases. Call 866-936-0602 for financing costs and terms.

Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at GreenSky bank partners.

GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. NMLS Consumer Access. GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.